Dubai off-plan costs and fees — build the full cash requirement
A purchase price is not a cash requirement. Build four buckets—acquisition, finance, handover and recurring ownership—and refresh official fees before committing.
Who it’s for
Cash and mortgage buyers building an acquisition budget.
Who it’s not for
Anyone seeking a guaranteed all-in percentage without transaction documents.
Acquisition and registration
Use DLD’s current initial-sale service page for the applicable registration fees, payment methods, service partners and conditions. Record every quoted amount with its date instead of copying an old percentage from a sales page. [1]
Finance-related costs
If financing is involved, model bank valuation, arrangement, insurance and DLD mortgage-registration costs separately. The official mortgage service page is the dated authority for DLD-side fees and conditions; lender charges remain bank-specific. [2]
Handover and recurring ownership
Allow for inspection, final settlement, utility activation, furnishing and recurring service charges where applicable. Mollak’s Service Charge Index is the official lookup starting point; do not substitute a developer estimate for an approved building-specific figure. [3]
Bottom line
Fees and service conditions can change. Recheck official pages and obtain transaction-specific professional quotations.
FAQ
Is there one universal all-in percentage?
No. The total varies with the transaction, financing, service partners, unit and later ownership costs.
Where should service charges be checked?
Start with the official Mollak Service Charge Index and match the relevant property and period.
Sources
- Request to register the initial sale — Dubai Land Department. Accessed 2026-07-25.
- Request for Mortgage Registration — Dubai Land Department. Accessed 2026-07-25.
- Mollak Service Charge Index — Dubai Land Department. Accessed 2026-07-25.