Lunaya Terraces — off-plan on Sheikh Zayed Road

• Developer — Zaya / Zaya Living (high — portal + official Lunaya brand) ^{[1] [3]}
• JV framing — official Lunaya site names Zaya (Nadia Zaal) with FIVE Holdings (high — site wording) ^[3]
• Portal product name — Lunaya Terraces (high) ^[1]
• Where — Sheikh Zayed Road on PF; many brokers also say Jebel Ali / Saih Shuaib / Dubai Parks corridor with SZR access (med — confirm SPA address) ^{[1] [3]}
• Product shape — 1–3 bedroom apartments (not the Bloom/Rise/Dune/Sol collection on lunaya.com) (high) ^[1]
• Entry price — from AED 2,181,069 (1-bed) on PF and Luxhabitat; one broker prints ~AED 2.13M (med) ^{[1] [2]}
• Portal ladder — 2BR from about AED 3.4M (~1,817 sqft); 3BR from about AED 4.3M (~2,466 sqft) (med) ^[1]
• Size band — about 1,142–2,466 sqft on PF; brokers extend slightly wider on upper rows (med) ^{[1] [2]}
• Keys — broker range Q3–Q4 2029; PF deliveryDate empty on this card (med / low on quarter) ^[2]
• Payment (portal) — 25% down at sales launch / 75% during construction (med — portal; brokers conflict) ^[1]
• Ownership field — Freehold on PF (med) ^[1]
• Buildings (portal) — 1 on the PF card; enclave names (Cove / Haven / Reef) appear on other broker cards (med — confirm SPA building) ^[1]

Tags are a skim aid. Still write down building, unit and instalment dates before you book. This page is Lunaya Terraces apartments — not Bloom/Rise/Dune/Sol on lunaya.com, and not later Haven/Reef enclave cards unless the SPA says so.

Lunaya Terraces is sold as terrace-led apartment living — mid-rise blocks with planted balconies in marketing renders — not as the Bloom/Rise/Dune/Sol homes listed on lunaya.com. ^{[1] [3]}

Property Finder packages the unit cards roughly as:

• 1 bedroom — about 1,142 sqft, from AED 2,181,069 ^[1]
• 2 bedrooms — about 1,817 sqft, from about AED 3.4M ^[1]
• 3 bedrooms — about 2,466 sqft, from about AED 4.3M ^[1]

Luxhabitat dual-locks the entry near AED 2.18M and the 1,142–2,466 sqft band. ^[2] Binayah’s apartment table is similar (1BR from ~AED 2.18M; 2BR from ~AED 3.37M; 3BR from ~AED 4.26M) but the same broker page also mixes in villa masterplan copy — use the apartment rows only. ^[4]

One broker claims ~80 apartments for Terraces; Property Finder does not print a dual-locked unit count on the capture we used. ^[5] Treat that as a thin figure until the SPA or developer schedule names inventory.

Marketing stills stress greenery and planted terraces; treat amenity lists on the portal as design intent until the SPA exhibits name what is delivered. ^[1]

Public keys targets: Luxhabitat lists completion Q3 2029. ^[2] Several brokers print Q4 2029 or 31 Dec 2029. Property Finder’s product card has deliveryDate null in the structured data we captured. ^[1] Those public lines do not fully agree. The SPA (and any written keys notice) is what binds.

Advertised payment shape (Property Finder):

• 25% down payment at sales launch
• 75% during construction ^[1]

Conflicts to put in front of sales before you reserve:

• Dubaihaus prints 5% booking / 20% construction / 75% handover under a “25/75” label. ^[5]
• Official lunaya.com markets an attractive 40/60 plan for the master-community collection (Bloom/Rise/Dune/Sol) — that stamp is not dual-locked to Terraces apartments on the public pages we read. ^[3]

Do not pick the friendliest stamp. Percentage labels are not a dated cash calendar. Rebuild the SPA schedule line by line before you reserve.

Developer: Zaya. Public materials link the brand to Nadia Zaal and a joint venture with FIVE Holdings on the Lunaya master community. ^[3] A known founder does not replace reading escrow wording, variation clauses and the service-charge schedule for this product.

Area: Sheikh Zayed Road on the Property Finder tree. ^[1] Official Lunaya marketing frames the wider community along Sheikh Zayed Road, with nearby orientation to Dubai Parks and Resorts (and other southern growth nodes listed on lunaya.com). ^[3] Brokers often say Jebel Ali Village / Saih Shuaib 1. Pin the SPA address — corridor slogans are not title wording.

The buyer case (opinion, not evidence): larger-than-usual apartment footprints on a highway-access site, traded against construction-year risk and payment-plan noise across channels. Whether that trade works depends on commute, hold period and the SPA cash calendar.

1. Payment plans disagree — PF 25/75 during construction vs broker 5/20/75 vs lunaya.com collection 40/60. Only the SPA schedule settles it. ^{[1] [5] [3]}
2. Keys year vs quarter — 2029 is the common year; Q3 vs Q4 and a blank PF delivery field mean budget for slip. ^{[2] [1]}
3. Product mix-ups — Bloom/Rise/Dune/Sol on lunaya.com are not Terraces apartments; Haven/Reef/Cove may be sub-releases. Match the exact product name on the SPA. ^{[3] [1]}
4. Thin unit count — ~80 homes appears on one broker page only; do not treat that as a firm inventory figure. ^[5]
5. Entry price drift — AED 2.18M vs ~AED 2.13M across channels; get a dated unit quote. ^{[1] [5]}

This page does not print yield forecasts, guaranteed capital growth or limited-unit urgency.

1. Confirm the legal seller name on the reservation form matches the SPA entity (Zaya / Zaya Living / special-purpose vehicle).
2. Confirm project registration and escrow via Dubai Land Department tools before booking. ^[6]
3. Put the conflicting payment stamps — PF 25/75, Dubaihaus 5/20/75, lunaya.com collection 40/60 — in front of sales and get the real SPA schedule in writing. ^{[1] [5] [3]}
4. Tie any quoted price to a building, unit number, floor and net area — not only the AED 2.18M headline. ^[1]
5. Get the keys target and any extension / delay clauses in writing.
6. Separate this apartment product from Bloom/Rise/Dune/Sol and from Haven/Reef enclave cards unless the SPA names them. ^[3]
7. Read service-charge estimate, parking allocation and what finishes are included vs optional.
8. Treat this page as a research start only — it is not Zaya’s official disclosure.